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How Will You Succeed With Your Permanent Growing Bills ?
If you are just starting spending money and want to set up yourself for the best solution, to stay as much as possible debt free, or you are already trying to come down from your already existing debts, the best rule to handle that most wisely is “to not spend more money, than you personally have available”. The biggest mistake you can undertake is to say, that you have 20.000 $ cash at hand, because you got that much limit on the new Credit Card, you just received. Another point, what doesn’t count as “available” money, is the lend amount, you still have to get back from a good friend. Or your new plan, to sell your house.