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I have budgeted to put $2,000 in my retirement account until the age of 26 and than leave it there until retirement.
Any suggestions?
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Get an education or learn something really good. THen move out of the US and stop paying taxes. Earn lots and keep it all.
I lived in a van when I was in the US cause I was broke. 12 years on, I have a couple of mills saved up and making loads.
THe American dream is dead and won’t be revived for a few decades. IF you’re serious about securing a good future for yourself and you family, it ain’t gonna happen in the US of A any more. There’s a whole world out there just waiting to be lived. Get out and experience it. YOu won’t look back, guaranteed.
Stay away from stocks. Buy gold or guns. They never go down in value. Forget about retiring rich, it ain’t gonna happen.
Start a Roth IRA for two simple reasons. If you absolutely need to, you can withdraw your contributions tax-free and penalty-free. Just don’t touch the earnings.
And, the earnings accumulate tax-free until retirement provided you follow the tax rules. Since you’re starting early, most of the accumulation in your Roth IRA will be from earnings by the time you retire. Everything you withdraw in retirement will be tax-free.