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There is no best way to consolidate credit card loans, because this process accomplishes nothing more than placing a red flag on a credit score. Discover the best way to get out of debt withhelp from the owner of a debt negotiation company in this free video on debt and money management. Expert: Peter Repak Contact: www.clearfinancialcompany.com Bio: Peter Repak has been in the debt settlement business for over half a decade. He and his wife founded the Clear Financial Company. Filmmaker: Christopher Rokosz