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If a person must consolidate all of their debts, they need to make sure to put it on the credit card with the lowest interest rate. Find out why consolidating debts is a bad idea withhelp from the owner of a debt negotiation company in this free video on debt and money management. Expert: Peter Repak Contact: www.ClearFinancialCompany.com Bio: Peter Repak has been in the debt settlement business for over half a decade. He and his wife founded the Clear Financial Company. Filmmaker: Christopher Rokosz