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Consolidating credit cards hurts a person’s credit because it is a sign to credit card companies that a person is having trouble with their credit card payments. Find out what research needs to be done before consolidating credit cards withhelp from the owner of a debt negotiation company in this free video on debt and money management. Expert: Peter Repak Contact: www.ClearFinancialCompany.com Bio: Peter Repak has been in the debt settlement business for over half a decade. He and his wife founded the Clear Financial Company. Filmmaker: Christopher Rokosz